* been done up front, so we don't need to do them here.
         */
        if (xfs_is_reflink_inode(ip)) {
+               struct xfs_bmbt_irec    orig = imap;
+
                /* if zeroing doesn't need COW allocation, then we are done. */
                if ((flags & IOMAP_ZERO) &&
                    !needs_cow_for_zeroing(&imap, nimaps))
                        goto out_found;
 
-               if (flags & IOMAP_DIRECT) {
-                       /* may drop and re-acquire the ilock */
-                       error = xfs_reflink_allocate_cow(ip, &imap, &shared,
-                                       &lockmode);
-                       if (error)
-                               goto out_unlock;
-               } else {
-                       error = xfs_reflink_reserve_cow(ip, &imap);
-                       if (error)
-                               goto out_unlock;
-               }
+               /* may drop and re-acquire the ilock */
+               error = xfs_reflink_allocate_cow(ip, &imap, &shared, &lockmode,
+                                                flags);
+               if (error)
+                       goto out_unlock;
+
+               /*
+                * For buffered writes we need to report the address of the
+                * previous block (if there was any) so that the higher level
+                * write code can perform read-modify-write operations.  For
+                * direct I/O code, which must be block aligned we need to
+                * report the newly allocated address.
+                */
+               if (!(flags & IOMAP_DIRECT) &&
+                   orig.br_startblock != HOLESTARTBLOCK)
+                       imap = orig;
 
                end_fsb = imap.br_startoff + imap.br_blockcount;
                length = XFS_FSB_TO_B(mp, end_fsb) - offset;
 
        struct xfs_inode        *ip,
        struct xfs_bmbt_irec    *imap,
        bool                    *shared,
-       uint                    *lockmode)
+       uint                    *lockmode,
+       unsigned                iomap_flags)
 {
        struct xfs_mount        *mp = ip->i_mount;
        xfs_fileoff_t           offset_fsb = imap->br_startoff;
        if (nimaps == 0)
                return -ENOSPC;
 convert:
+       /*
+        * COW fork extents are supposed to remain unwritten until we're ready
+        * to initiate a disk write.  For direct I/O we are going to write the
+        * data and need the conversion, but for buffered writes we're done.
+        */
+       if (!(iomap_flags & IOMAP_DIRECT))
+               return 0;
        return xfs_reflink_convert_cow_extent(ip, imap, offset_fsb, count_fsb);
 
 out_unreserve:
 
 extern int xfs_reflink_reserve_cow(struct xfs_inode *ip,
                struct xfs_bmbt_irec *imap);
 extern int xfs_reflink_allocate_cow(struct xfs_inode *ip,
-               struct xfs_bmbt_irec *imap, bool *shared, uint *lockmode);
+               struct xfs_bmbt_irec *imap, bool *shared, uint *lockmode,
+               unsigned iomap_flags);
 extern int xfs_reflink_convert_cow(struct xfs_inode *ip, xfs_off_t offset,
                xfs_off_t count);