int ret = 0;
        int ret2 = 0;
        int retries = 0;
+       int depth = 0;
        struct ext4_map_blocks map;
        unsigned int credits;
        loff_t epos;
         * credits to insert 1 extent into extent tree
         */
        credits = ext4_chunk_trans_blocks(inode, len);
+       /*
+        * We can only call ext_depth() on extent based inodes
+        */
+       if (ext4_test_inode_flag(inode, EXT4_INODE_EXTENTS))
+               depth = ext_depth(inode);
+       else
+               depth = -1;
 
 retry:
        while (ret >= 0 && len) {
+               /*
+                * Recalculate credits when extent tree depth changes.
+                */
+               if (depth >= 0 && depth != ext_depth(inode)) {
+                       credits = ext4_chunk_trans_blocks(inode, len);
+                       depth = ext_depth(inode);
+               }
+
                handle = ext4_journal_start(inode, EXT4_HT_MAP_BLOCKS,
                                            credits);
                if (IS_ERR(handle)) {