Add a NULL check for msta->vif before accessing its members to prevent
a kernel panic in AP mode deployment. This also fix the issue reported
in [1].
The crash occurs when this function is triggered before the station is
fully initialized. The call trace shows a page fault at
mt7925_sta_set_decap_offload() due to accessing resources when msta->vif
is NULL.
Fix this by adding an early return if msta->vif is NULL and also check
wcid.sta is ready. This ensures we only proceed with decap offload
configuration when the station's state is properly initialized.