fib_free_table(main_table);
        return -ENOMEM;
 }
+
+static bool fib4_has_custom_rules(struct net *net)
+{
+       return false;
+}
 #else
 
 struct fib_table *fib_new_table(struct net *net, u32 id)
        }
        return NULL;
 }
+
+static bool fib4_has_custom_rules(struct net *net)
+{
+       return net->ipv4.fib_has_custom_rules;
+}
 #endif /* CONFIG_IP_MULTIPLE_TABLES */
 
 static void fib_replace_table(struct net *net, struct fib_table *old,
            (dev->ifindex != oif || !IN_DEV_TX_REDIRECTS(idev))) {
                if (IN_DEV_ACCEPT_LOCAL(idev))
                        goto ok;
-               /* if no local routes are added from user space we can check
-                * for local addresses looking-up the ifaddr table
+               /* with custom local routes in place, checking local addresses
+                * only will be too optimistic, with custom rules, checking
+                * local addresses only can be too strict, e.g. due to vrf
                 */
-               if (net->ipv4.fib_has_custom_local_routes)
+               if (net->ipv4.fib_has_custom_local_routes ||
+                   fib4_has_custom_rules(net))
                        goto full_check;
                if (inet_lookup_ifaddr_rcu(net, src))
                        return -EINVAL;