smb: avoid pointless cred reference count bump

smb: avoid pointless cred reference count bump

The creds are allocated via prepare_kernel_cred() which has already
taken a reference.

This also removes a pointless check that gives the impression that
override_creds() can ever be called on a task with current->cred NULL.
That's not possible afaict. Remove the check to not imply that there can
be a dangling pointer in current->cred.

Link: https://lore.kernel.org/r/20241125-work-cred-v2-21-68b9d38bb5b2@kernel.org
Reviewed-by: Jeff Layton <jlayton@kernel.org>
Reviewed-by: Jens Axboe <axboe@kernel.dk>
Signed-off-by: Christian Brauner <brauner@kernel.org>